A Personalized Gift Envelope is Better Than a Gift Card

You know that gift cards are a bad deal, but you are just too lazy to go shopping and face all those crowds. Why not just give money? Well, cold hard cash just doesn't seem to reflect the Christmas spirit. Here's a way to change that. Print off your own personalized money gift envelope and fill it with some nice crisp bills supplied by your bank. Here is a web site, All Free Printables, with free templates for making your own money envelope. I am sure you can find others on the Internet. Nothing says Christmas more than something you made yourself. No doubt, the recipient will cherish the envelope more than the money inside. (Bah humbug)