The Individual Health Insurance Market

The American Society of Actuaries has posted an informative issue brief, "The Individual Medical Insurance Market: A Guide for Policymakers."

Insurance purchased in the individual market was the primary source of health coverage for about 5.4 percent of the nonelderly population, or 14 million people, in 2006.1 The individual market is an important segment of the health insurance market. People who purchase coverage in the individual market include those who are self-employed, between jobs, or don’t have access to either employer coverage or public coverage.