Wednesday, April 8, 2009

Consumer Reports Provides Clues for Identifying Junk Health Insurance

In a May 2009 article, Hazardous Health Plans, Consumer Reports provides tools for identifying inadequate health insurance. Among the tip offs are

  • limited benefits
  • low overall coverage limits
  • “affordable” premiums
  • no coverage for important medical care
  • ceilings on categories of care
  • limitless out-of-pocket expenses
  • random gotchas

Dr. Jennifer Ashton and Harry Smith discuss the topic in this video.

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