Comparison of Expenditures in Nongroup and Employer-Sponsored Insurance: 2004-2007
March 2010
This survey by the Kaiser Family Foundation finds that premiums on non-group health insurance are lower than on employer sponsored health insurance. The difference may be explained by the differences in coverage, copayments and health status. Non-group policies cover fewer services and require larger copayments. The non-group insured are also in better health.
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