In a May 2009 article, Hazardous Health Plans, Consumer Reports provides tools for identifying inadequate health insurance. Among the tip offs are
- limited benefits
- low overall coverage limits
- “affordable” premiums
- no coverage for important medical care
- ceilings on categories of care
- limitless out-of-pocket expenses
- random gotchas
Dr. Jennifer Ashton and Harry Smith discuss the topic in this video.
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